The 4-Step Investment Process

Developing a sophisticated investment solution requires more than a review of historical patterns. Freedom applies forward-looking assumptions in the construction of its models, placing a premium on those factors that are most likely to add value to your portfolio.

• Step 1: Capital Market Assumptions
  Freedom UMA employs forward-looking risk, return and correlation assumptions based on economic data and indicators. These tools move beyond analyzing historical data and help avoid trend-chasing behavior.
• Step 2: Asset Allocations
  Whether you are taking an aggressive or conservative approach to investing, Freedom UMA's advanced optimization process is designed to determine asset allocation models that seek to maximize return potential at various risk levels. The resulting portfolio options provide you strategies for reducing your portfolio's volatility in conjunction with your investment goals.
• Step 3: Manager Selection and Portfolio Construction
  Freedom UMA treats portfolio construction as a distinct step in the investment management process. Asset allocations are populated by portfolio managers selected based on our confidence that they can consistently add value to a Freedom portfolio.
• Step 4: Continual Monitoring
  Proactive performance reviews are essential to maximizing the flexibility of Freedom UMA. All managers are constantly monitored to determine whether organizational adjustments or investment process changes may affect performance. Capital market assumptions are continuously monitored and updated to maintain asset allocations we consider optimal.
* All investing involves risk and you may occur a profit or a loss.